The no-fault auto insurance laws that govern car accidents in Orlando and throughout Florida can make it easier for accident victims to claim financial compensation after a crash. Under these benefits, you can file a claim with your own insurance company to collect personal injury protection (PIP) benefits. Claiming PIP benefits on your own is sometimes easy, particularly if you were involved in a very minor collision, such as a fender bender. However, there are times when you should always speak to an Orlando car accident lawyer after a crash, and these are outlined below.
PIP Benefits Do Not Fully Cover Your Losses
In Orlando, all motorists must purchase a minimum of $10,000 in PIP benefits. If you have sustained a serious injury, though, it is unlikely that this will cover all of your losses, even if you exhaust the entire coverage. If your injury meets the serious permanent injury threshold outlined by the law, you have the right to file a claim directly against the negligent driver.
To do this, you must file a claim against the negligent party and these claims are always more complex. Insurance companies covering other people are going to be far more reluctant to pay the fair settlement you deserve, so you should always work with a lawyer who can negotiate with them on your behalf.
You Lost a Loved One During the Accident
If the accident was fatal for someone you love, you may have to file a wrongful death claim. These claims are often much more complex and are governed by different rules. For example, only certain individuals are allowed to file a wrongful death claim in Florida. A lawyer will help you during this very difficult time by advising you of the law, handling every element of your claim, and negotiating for the full and fair settlement you are entitled to.
The Other Side is Arguing that You Were at Fault
After a car accident, the negligent party will almost always argue that the injured accident victim was at fault. They do this so they do not have to pay full damages for the victim’s losses. Even if you did contribute to the crash, you may still be entitled to a portion of the damages. If the other side is making arguments that you were at fault, it is important to work with an Orlando car accident lawyer who can refute these claims so you can receive the full financial compensation that is justly yours.
Our Car Accident Lawyers in Orlando Can Provide Sound Legal Advice
Although you do not need to work with an Orlando car accident lawyer any time you file an injury claim, there are times when it is imperative that you do. At Benenati Law Firm, our skilled attorneys will always ensure your rights are upheld and will give you the best chance of claiming the maximum damages you are rightfully entitled to. Call us now 407-777-7777 or contact us online to schedule a free consultation.