Ocoee Workers’ Compensation Attorney

Though there are some similarities to personal injury cases, you are not required to prove that your employer was at fault in the incident that caused your medical condition. You can claim workers’ compensation benefits through an insurance policy, which employers must carry under Florida’s workers’ compensation laws. As long as you are a covered employee, and you sustain an on-the-job injury or illness, you can file a claim with your employer’s insurance provider.

Subject to certain exceptions, filing a workers’ compensation claim is your only remedy for a workplace injury or illness. You can only file a personal injury lawsuit in civil court if:

1. Your employer does not have workers’ compensation insurance coverage as required by law;
2. Your employer intentionally caused your injuries; or,
3. A third party, unrelated to your employer, is responsible for your injuries.

Potential Benefits In A Workers’ Compensation Case

If you qualify for workers’ compensation benefits and the insurance company approves your claim, you may be entitled to receive:

• Medical costs, including bills for surgery, doctor’s appointments, pain medications, physical therapy, and related expenses;
• Costs related to medical equipment, such as hospital beds, crutches, appliances, a wheelchair, and other devices;
• Lost income, if:
  • Your injuries prevent you from returning to work for seven days;
  • You may be able to return after seven days, but cannot perform work-related tasks and earn the same wages as before the accident; or,
  • You are permanently unable to work because of your injuries.
• Vocational rehabilitation services, which can help you get back to work and learn new skills.

Keep in mind that you cannot recover losses for your pain and suffering in a workers’ compensation claim. However, you can obtain non-economic damages if your circumstances fall into one of the three exceptions mentioned above.